General Terms of Service and Privacy Policy

This privacy notice discloses the privacy practices for lyonmtg.com This privacy notice applies solely to information collected by this web site. It will notify you of the following:

1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
   
2. What choices are available to you regarding the use of your data.
   
3. The security procedures in place to protect the misuse of your information.
   
4. How you can correct any inaccuracies in the information.
   
   

INFORMATION COLLECTION, USE, AND SHARING

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

YOUR ACCESS TO AND CONTROL OVER INFORMATION

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

• See what data we have about you, if any.
  
• Change/correct any data we have about you.
  
• Have us delete any data we have about you.
  
• Express any concern you have about our use of your data.
  
  

SECURITY

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (778) 988-8409 or by email at tim@lyonmtg.com

CONTENT NOTICE

In order to keep this site up to date Tim Lyon | LyonMTG publishes a mix of original content, syndicated content, content delivered through a content subscription service, content that has come from a parent company, as well as guest posts from bloggers. Tim Lyon | LyonMTG does not receive compensation for publishing content to this site and there are no advertorials or promoted materials present on this website.

The information contained in this website is for general information purposes only. The information is provided by Tim Lyon | LyonMTG and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Tim Lyon | LyonMTG. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Tim Lyon | LyonMTG takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Tim Lyon - Mortgage Consultant TEXT MESSAGING TERMS OF SERVICE and PRIVACY POLICY

Text Messaging Terms of Service and Privacy Policy are intended to supplement the provisions of the General Terms

of Service and Privacy Policy above specifically with respect to texting (SMS and MMS) and not to limit,

supersede or override the General Terms of Service and Privacy Policy, and should be interpreted accordingly. In the

event of a conflict between the Text Messaging Terms of Service and Privacy Policy and the General Terms of

Service and Privacy Policy, the Text Messaging Terms of Service and Privacy Policy shall prevail with respect to

issues specific to text messaging. For the avoidance of doubt, if there are terms and conditions in the General

Terms of Service and Privacy Policy regarding subjects on which the Text Messaging Terms of Service and Privacy

Policy are silent, such silence will not constitute a conflict and the terms and conditions in the General Terms of

Service and Privacy Policy will control in those situations.

When you opt-in to the service, we will send you an SMS message to confirm your signup.

1. This service is used to send you notifications about the status of your mortgage for scheduling

appointments, to providing customer support, communicate product or feature announcements, or to send

you promotional offers about our products and services even if your mobile number is registered on any

state or federal do-not-call list.

2. Overall message frequency varies and depends on account activity. However, text messages that are

promotional in nature will be limited to 4 or less text messages per month. Promotional Text messages may

include coupons, offers, upgrades, and new plans that we believe you may be interested in.

3. You can cancel this service at any time. Just text “STOP”. After you send the message “STOP” to us, we will

send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive

messages from us. If you want to join again, just text us Join, follow the instructions in the unsubscribe

message or sign up as you did the first time, and we will start sending messages to you again.

4. You may be provided in the unsubscribe confirmation with an option to unsubscribe for promotional offers

only but continue to get text messages regarding account activities and notices. If you chose this option,

please following the instructions in the unsubscribe text message to unsubscribe to just promotional text

messages.

5. If at any time you forget what keywords are supported, just text us “HELP”. After you send the message

“HELP” to us, we will respond with instructions on how to use our service as well as how to unsubscribe.

6. Neither Tim Lyon -  Mortgage Consultant or the mobile network operators liable for delayed or undelivered messages.

7. We have a right to modify any telephone or short code we use to operate the service at any time. However,

if this happens, our Tim Lyon -  Mortgage Consultant will be clearly communicated in the text message and all the terms

herein apply. In other words, you’re opting in to receive text messages from our Company/Brand, not from

a specific sender ID or phone number. Your right to manage the type and frequency of messages will apply

to all messages sent from our Tim Lyon -  Mortgage Consultant to you regardless of the sender ID or phone number the

messages are sent from.

8. As always, Message and Data Rates May Apply for any messages sent to you from us and to us from you. If

you have any questions about your text plan or data plan, it is best to contact your wireless provider. For all

questions about the services provided by this text messaging program, you can send an email to: your

company’s support email address.

9. Opt-in data and consent for text messaging will not be shared with any third parties except with technology

partners for the purpose of enabling and operating our text messaging program (i.e., facilitating the sending

and receiving of text messages).